CuiveMedia Tools

Savings Calculator

Plan your wealth building: Calculate savings goals, required savings rates or time to reach your goal.

Calculate how much wealth you can build after a certain saving period.
Years
%

Deposited

€ 24.000

Interest Earned

€ 7.100

Final Capital

€ 31.100

Return on Deposits

+29,6%

Interest Share of Final Capital

22,8%

Development by Year
Year Deposits Interest Capital
Calculate how much you need to save monthly to reach your savings goal.
Years
%

Required Monthly Savings Rate

€ 289,04

Total Deposits

€ 34.684

Interest Earned

€ 10.316

Savings Rate (at €3,000 net)

9,6%

Comparison: Different Returns
Return Monthly Rate Interest
Calculate how long you will need for your savings goal.
%

Time Required to Reach Goal

12 Jahre und 4 Monate

Total Deposits

€ 74.000

Interest Earned

€ 26.000

Without Interest It Would Take

15 Jahre

Faster to Goal: Higher Savings Rate
Savings Rate Duration Saved Time
Choose a typical savings goal and see how you can achieve it.
%

Your Goal: 50.000 €

Reached in 11 Jahren und 2 Monaten

Milestones Along the Way
How to Reach Your Goal Faster

Successful Saving - How It Works

The Power of Compound Interest

Compound interest is your greatest ally in building wealth. The earlier you start saving, the more time your money has to grow.

The 50-30-20 Rule

  • 50% for fixed costs
  • 30% for personal wants
  • 20% for savings and debt repayment

Frequently Asked Questions